The economy has been in the process of tanking for a few years now, and there is plenty of advice from books, bloggers and financial "experts" on TV, going on and on about how watching your pennies, saving money, the "latte factor," expense tracking, selling your stuff and not buying new stuff.
What you don't always hear about is how the advice givers are doing, or how they handled their own debt. Were they ever in debt to start with, or are they just giving out the do-as-I-say-not-as-I-was advice? Were they able to face financial doom and fix it, without resorting to declaring bankruptcy or hitting up the Bank of Mom and Dad for a loan?
This is a different perspective: a look from a reformed debtor's point of view, with tips and ideas you may not have read or heard about before. I was over $10,000 in debt, and erased it. No magic, and no easy way out offered here.
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